Diamond Car Insurance Review |
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Diamond Car Insurance for women realise that when it comes to
protecting your vehicle, price is extremely important. They
also understand that their customers expect a fast and friendly
service.
Diamond Car Insurance for women is a company created by women
for women. They are great believers that women know a great
deal when they see one.
Why do women often get cheaper cover than their male counterparts
? Statistically speaking, women are better drivers than men.
This fact comes from the collection of claims data over decades
by major UK insurers.
Women, generally have the same number of accidents as men. However
it is the severity of accidents that is different between men
and women.
Insuers usually have to pay out more to fix a car when a man
has had an accident as the car has to be extensively repaired.
Women’s accidents tend to cost less to repair because
their accidents are often the result of minor bumps around town,
or knocks when parking.
Women have a different pattern of driving to men. They drive
shorter distances, have lower mileages and tend to drive more
slowly. Another important factor is that men are convicted for
92% of driving offences and 98% of all convictions for dangerous
driving.
Given these differences and the actual claims experience of
UK insurers it is easy to see why companies generalise that
women drivers are safer.
The difference between men and women is at its height in their
late teens and twenties. Over 30 and the risks even out and
men over 75 are often regarded as a safer risk.
http://www.diamond.co.uk
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